We are passionate about providing inclusive, affordable, financial services that empower our customers to build a better future.

Our story

Committed to making life better

Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the United States who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.

Our mission-based, technology-powered approach is designed to be inclusive, affordable, and empowering. By lending money to hardworking, low-to-moderate-income individuals, we help our customers move forward in their lives, demonstrate their creditworthiness, and establish the credit history they need to access new opportunities.

Three Oportun managers discussing the market of personal loans in Los Angeles, in a modern office in front of the whiteboard. One of these managers joins remotely from his laptop.

And our model is working. We’ve provided more than  3.9 million affordable small-dollar loans that have saved customers an estimated $1.8 billion in interest and fees compared to alternative lenders, according to a study commissioned by Oportun and conducted by the Financial Health Network, a leading nonprofit authority on consumer financial health.

In 2020, we were listed in the top 10 most innovative finance companies by Fast Company. In 2019, our personal loans were named best consumer lending product by FinTech Breakthrough. And in 2018, we were recognized for our role in inventing the future as one of Time magazine’s Genius Companies.

At Oportun, we’re building a community of employees, partners, and customers who support each other on the path to new opportunities, because we believe that when we work together, we can make life better.