Get the new Oportun® Visa® Credit Card

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Meet the Oportun Card

Credit that’s accessible and easy to manage.

  • Credit lines up to $1,000
  • Accepted worldwide
  • No credit history needed to apply
  • 24/7 online account management
  • Start establishing credit history
  • Friendly support in English and Spanish

Zero fraud liability
Feel secure knowing you’re protected

No security deposit
You don’t have to put down cash to get credit

Convenient payment options
Pay your bill online, by mail, by phone, or even with cash

A card without the stress

From buying products online to making your monthly payment with cash, the Oportun Card was designed to give you choices. We believe that credit should be simple and set you up for success. Because when you succeed, our community thrives.

We’re ready to take the next step with you

Get startedActivate card


What documentation do I need to apply for a credit card?

Be prepared to provide:

  • Email address
  • Mobile number
  • Photo ID
  • Proof of income
  • Proof of address
Applications, Credit cards

How do I accept a credit card offer I got in the mail?

Applying is simple. Confirm your offer hasn’t expired and go to You can also accept your offer by calling 855-613-0070. We’re ready to help from 8 am­–8 pm CT Monday–Friday, and 9 am–7 pm CT on weekends and holidays.

Applications, Credit cards
All questions

Voices from our community

Every time you go into Oportun, they make you feel like family. They will also help you with your credit score.


Voices from our community

I was tired of all the nos. Once I found out about Oportun, all that went away. There’s not a no. There’s a yes. Approved. You’re qualified.


Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.


Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.